Independent Objective Personal Financial Advice
My mission is to ensure that you are financially prepared for your changing world during and after work.
As a licensed Life and Health Insurance Broker, I am able to help you manage the financial impact of your personal risks of accident, illness, outliving your money, or premature death. I work with a Wills and Estates lawyer to plan for the tax-efficient and administratively simple dispersal of your estate – and with a top tier CPA firm to ensure that your financial affairs are arranged in the most tax-effective manner.
I offer investment vehicles that provide principal protection with the option of a lifetime pension-like income. Additionally, I work on a referral basis with licensed discretionary portfolio managers who employ the techniques of the ultra-rich, pension fund managers and institutions to protect and grow your financial assets.
As an independent practitioner, I offer objective, unbiased financial advice and direct my clients to the products and companies where they are best served. I have no obligation to sell financial products to meet sales quotas set by any bank, brokerage, dealer or insurance company.
I have developed a wealth of knowledge and experience that enables me to coach individuals who are serious about planning for semi-retirement or retirement. Read more about my background and qualifications…
At our discovery meeting(s), we work through questions about your desired lifestyle, activities and personal finances. The resulting financial plan provides answers to the questions that matter to you the most. This approach goes beyond your investments to encompass your entire financial and retirement well-being.
To see what may be covered in a financial plan please download:
How much does it cost?
There is no direct, out-of-pocket cost to you. I am compensated over time through fees that are built into the solutions that I recommend as part of the implementation process. All built-in fees are disclosed to you.
If you prefer to work on a fee-only basis, my rate is $150 per hour for an objective opinion or discussion and advice on any business or financial topic. View my Disclosure Agreement.
Here is how one client sums it up:
“I have had the privilege of serving Tim as business solutions provider for many years and now enjoy the wisdom of all his collective years in business and in life, particularly on how to achieve true financial freedom. Tim has provided me with the opportunity to learn what true professionalism looks like in action. His guidance has been invaluable and is rooted in him being an exemplar of what he teaches and advises, first. His disciplined and practical approach to finance and life has created immense trust between us where I am now confident to continue on a path that will ensure the continued financial stability and freedom I now enjoy. If you are serious and passionate about your life and your financial well-being then look no further than Tim. He is, without reservation, a true Master and incredible Guide. I feel very blessed to have Tim in my corner!”
June 8, 2016 Greg Magennis, Founder & CEO Axiom HRD